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Your Credit History

Your credit history is a snapshot of your financial life. It tells a lender about your income, where you have lived and how often your have moved, where you have worked and for how long, how much you have borrowed and how well you are paying or paid it back and a number of other factors.

You wouldn't lend your hard earned money to someone you felt wouldn't pay you back

regularly or at all, lenders wont either in most cases.