You can request a copy of your credit report from one of the following agencies for a fee. If you have been denied credit within the past 2 months, you qualify for a free report from that lender, but you must request it.

Equifax Information Services, LLC
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111
www.equifax.com or www.myfico.com

TransUnion, LLC
Consumer Disclosure Division
P.O. Box 1000
Chester, PA 19002
(800) 888-4213
www.transunion.com

Experian
National Consumer Assistance Center
P.O. Box 2104
Allen, TX 75013
(888) 397-3742
www.experian.com